17 May 2018
Additional Coverages to Add to Your Auto Insurance

Consider upgrading your auto insurance with these additional coverages today.

If you are still relying on car insurance minimums, then you do not have the comprehensive coverage that you need to adequately protect yourself. Want to upgrade your car insurance policy? Here are some of the additional coverages that you should consider adding to your auto policy.

Medical Payments Insurance

While most states require drivers to carry some level of liability insurance, this type of coverage will only cover the medical expenses of the other drivers that you get into an accident with. Liability insurance won’t do anything to help you cover your own medical treatments that you might need following an accident. This is why you should consider adding medical payments insurance to your auto policy. This type of insurance will cover the medical expenses of you and your passengers no matter who was at fault for the accident.

Comprehensive Insurance

While you might have insurance coverage to help you with your car’s repairs following a collision, what happens if your car is damaged by events outside of your control? If you do not have comprehensive coverage, you would be financially responsible for repairing the damages caused by things like theft, vandalism, acts of nature, and so on. Adding comprehensive coverage to your auto policy will ensure that you have the necessary coverage to address all your car’s damages.

Uninsured/Underinsured Motorist Insurance

According to research, approximately one in eight drivers do not carry insurance while an even larger percentage of drivers do not meet state insurance minimums. This means that, if you were to get into an accident with one of these drivers, you would have to cover your own repairs and medical expenses, even if you were not at fault. The best way to protect yourself from these irresponsible drivers is by adding uninsured/underinsured coverage to your auto policy.

These are some of the additional coverages you should add to your auto policy.  Do you have more questions regarding your car insurance coverage?  Don’t hesitate to contact us at Weaver & Associates in Arcadia, California.  Our dedicated team is ready to get you the coverage that you need today.