Find out if your health insurance coverage extends beyond U.S. borders.
Planning on traveling outside the country this summer? If so, it’s important to find out what your health insurance will do for you outside of the United States. Here’s what you need to know about your health insurance when traveling abroad.
Call Your Health Insurer
Every health plan is different, so the best way to figure out your coverage limits is by directly contacting your health insurance provider. You should ask if your insurance will cover you if you get injured or sick while abroad, if your insurance will cover preexisting conditions while abroad, and how you should handle health claims while abroad. In most cases, your health insurance will provide some coverage in the event of an emergency; however, you will likely have to pay out-of-pocket, and then submit receipts for reimbursement after you return home.
While many health insurance providers will cover hospital costs abroad, very few will cover you in the event you need to be medically evacuated back to the United States. If you are concerned about this possibility, consider investing in emergency evacuation insurance. This type of insurance will help you cover the costs associated with being transported back home or to another hospital.
Having the right travel insurance can help you fill in any gaps in your health coverage. In fact, a comprehensive travel insurance policy includes coverages such as emergency medical, emergency medical evacuation, and 24/7 emergency assistance.
This is what you need to know about your health insurance abroad. Do you have further questions regarding your health coverage? Then don’t hesitate to contact the experts at Weaver & Associates in Arcadia, California. Our dedicated team is ready to assist you with all your insurance needs.