How to handle a fender bender.

Being involved in a car accident, even a minor one, is a logistical nightmare.  However, there are steps that you can take to ensure that you manage the situation adequately.  Here’s what you should do in the aftermath of an auto accident.

1) Report the Accident to the Police

If someone has suffered an injury, even a minor one, then you need to contact the police to report the accident.  Even if no one seems to be injured, it’s still a good idea to make a report with the authorities. Having an official police report of the incident will help you when you go to file a claim with your auto insurer.

2) Gather the Necessary Information

You should exchange information with the other involved parties.  For instance, you should exchange your insurance, contact, and vehicle information with the other drivers.  If there are witnesses to the accident, then try to get their names and contact information as well.  You should also be sure to take pictures that document the scene of the accident and the damages caused by the crash.  This information can be used by the authorities and your insurer to help determine who was at fault for the accident.

3) Contact Your Insurance Provider

Finally, after you have jumped through all the official hoops and properly documented the incident, you should call your auto insurance provider to report the accident.  Relay what happened as accurately as possible and share any information that you have at that time.  This will allow your agent to jumpstart your claims process and can help you secure the coverage that you need as soon as possible.

These are the steps to take after a minor car accident.  Remember, having the right auto insurance will also help you manage the aftermath of an auto accident.  To secure the right car coverage to meet all your needs, contact the agents at Waver & Associates in Arcadia, California today.