Renters insurance can do more for you than you might have expected!

One of the biggest benefits of renting is having less about which you need to worry. If something breaks, your landlord will fix it. If your job changes, you can move. If the apartment catches fire, your landlord’s insurance will pick up the tab. Right?

Actually, that last instance is only half true. While your landlord’s coverage will help to rebuild the building itself, it doesn’t extend to any of your possessions. That’s where renters insurance can step in. This policy can insure your furniture, electronics, clothes, and more against loss. That’s not all, either! Here are a few surprising facts about renters insurance and how it could serve you.

  • It could cover a lawsuit. Let’s say you have a friend over. She brings her friend who you don’t know very well. That person trips and gets seriously injured. He decides to sue you for the injury. Could you handle the legal expense? If you have renters insurance, you wouldn’t have to answer that question! These policies cover your liability.
  • It could help if stuff is stolen from your car. Your renters policy follows your stuff even when it’s out of the house. If your laptop gets nabbed out of your car, your policy can help you replace it!
  • It’s really affordable. You might be thinking all this sounds great, but you don’t have the money for insurance. Did you know, though, that renters insurance is one of the least expensive types of insurance available? Monthly premiums often cost around the same as dinner and a cocktail!

Are you curious about renters insurance? If you’d like more information about a policy that could protect your property, liability, and hard-earned money, contact the professionals at Weaver & Associates Inc. Our team in Arcadia, California provides you with dedicated service and expertise when finding the best personal and business insurance for your needs.