As the holidays near, our party-planning brains switch into overdrive! The holiday season is infamous for festive, fun holiday get-togethers. Your mind can be at ease if you are an attendant, however hosts have much more to worry about. Every time you invite someone into your home, your liability increases. All it takes is a quick fall to set you back thousands or even millions of dollars! If an individual becomes harmed in your home, you could be found responsible for paying all of their costly medical expenses. The only way to avoid this unfortunate situation is to make sure that your homeowner’s insurance policy has the appropriate amount of coverage.
Each homeowner’s policy will typically come equipped with $300,000 to $500,000 dollars of liability coverage. Yet, this may not always be enough. However, you can purchase a personal umbrella policy to cover your extra risks. It is beneficial to speak with your insurance agent to make sure that you are adequately protected!
Each time a guest drives away from your party while under the influence, you could be held responsible for the consequences. If an individual becomes sick after eating the food you serve, you could be forced to pay for their hospital stay. These are just a few of the many reasons why you should examine your homeowner’s policy before finalizing your guest list. If it does not seem to be comprehensive enough, please get into contact with your insurance agent right away!
Contact Weaver & Associates, Inc. with any of your insurance questions! We are located in Arcadia, and have been offering insurance counsel since 1959! We have the experience necessary to ensure you will be protected 100% of the time. Let us help you, and give us a call, today!
