Make sure your home insurance has you covered!
When it comes to your home insurance, you want peace of mind that all your belongings are covered. While most of your possessions are covered under your home insurance policy, there are a few instances where your coverage might provide enough coverage. Make sure you don’t fall victim to these common home insurance gaps.
Natural Disaster Coverage.
Wrath has no fury like mother nature. When it comes to natural disasters your home is at risk for serious damage. While you may think that your regular home insurance policy gives you enough coverage, it may not be enough. Disasters like floods and earthquakes require separate policies. Make sure you’re covered and take out separate policies to ensure there are no gaps in your insurance.
Be sure that you stay up on your home maintenance. In the event that you slack a bit on keeping your home in great shape, your homeowners insurance may not cover damages caused by poor maintenance.
Renovating your home is exciting. However, your new kitchen may not be covered under your insurance. When remodeling your home, be sure to notify your insurance agent so that you can adjust your coverage.
Home insurance isn’t a safeguard against all damages to your home. While many homeowners think that their coverage will allow them to rebuild their home there are limits to coverage. Your rebuilding costs may exceed the amount that your policy gives you. Be sure to invest in an umbrella policy that can help to offset any extra insurance costs.
Make sure you don’t succumb to home insurance gaps. To ensure that you have the best home coverage, be sure to contact the professionals at Weaver & Associates Inc. Our team in Arcadia, California, provides you with dedicated service and insider expertise when finding the best personal and business insurance for your needs.