Get the 411 on your auto insurance quote!
As a driver, you need auto insurance. But before you commit to a policy you need to shop around. Be sure to compare at least three policies and get a quote from each plan. Look at the coverage that they provide and their costs. However, you may wonder how these auto insurance quotes have been determined. While they’re primarily based on risk, check out these insider tips to learn more about your auto insurance quote.
- Your address provides insurance companies with information about the safety of your neighborhood. The safer the neighborhood, the less you pay. However, if you live in an area with a higher instance of crime, you may be paying a little more for your insurance.
- Your age plays a role in determining your auto insurance quote. The younger you are, the less driving experience you’ve had which means that you have a greater risk for a car accident. Therefore, the younger you are, the more expensive your policy tends to be.
- Statistically speaking, men tend to be greater risk takers than women. They may drive faster or try to make it through a yellow traffic light. Greater risk means that they’re more likely to have an accident and so men have higher rates than women.
- When you drive frequently, you spend more time on the road. No matter how safe of a driver you are, more drive time means more time for an accident. Keep in mind that your driving habits may affect your insurance rates.
- Safety Features. The safer the car, the lower the risk of an accident. If your vehicle comes with all the safety bells and whistles, you may save on your car insurance.
Be sure that you get the right auto insurance quote for your needs. Be sure to contact the professionals at Weaver & Associates Inc. Our team in Arcadia, California provides you with dedicated service and insider expertise when finding the best personal and business insurance for your needs.
